Health Insurance Services for Studying Abroad

Education abroad is an amazing experience but it comes with its obligations and one of it is to enroll in the right health insurance. Medical expenses can be very expensive in many nations and to top up international students needs medical insurance to shield them from high and likely medical bills. We provide insurance to students international students studying in the UK, USA, Canada, Europe, South Korea and Australia so you can concentrate on your studies while we take care of your health through our health insurance services at A One Global Consultants. 

 Through this blog you will be able to understand how we assist students in getting the best health cover in various study countries. 

Why Health Insurance is Crucial for International Students?

Practically all countries in the world expect the international students to have insurance as a necessity of gaining entry into their country. Also, medical care in other countries may be costly and student cannot afford expensive health care if they are uninsured or underinsured. This insurance is a form of insurance that will protect you financially should you fall sick or get an accident while in the foreign country you are studying. 

 Every country has its own type of health care and it is very important to know this type in order to select proper insurance. A One Global Consultants helps you to avoid such a complex process by finding out the  insurance plans that will suit the different countries you are planning to study in. .

Health Insurance for International Students in the UK

For instance, in the UK, the international students have to pay the IHS as one of the conditions of applying for the visa. This gives the persons an opportunity to access the National Health Service (NHS) which offer free treatment for almost all the health facilities needed in treatment. However, the students may also desire to take private health insurance in order to augment their insurance. 

Our Services Include:

• Guidance on Immigration Health Surcharge (IHS): We help you understand how the IHS works and ensure that you are properly enrolled in the NHS system.

• Private Health Insurance Options: For additional coverage such as dental care, eye care, or private hospital treatment, we offer guidance on the best private health insurance plans available in the UK.

• Post-Arrival Assistance: We help you register with a local GP (General Practitioner) once you arrive in the UK, ensuring you have access to healthcare when needed.

Health Insurance for International Students in the USA

Health care in USA if one does not have a good health insurance can be very expensive. Some universities have a mandatory health insurance and check with the students’ enrollment; some even have special plans for students. Nevertheless, the students are normally given an option to select a private health cover given that they chose the university’s approved plan. 

Our Services Include:

• University-Specific Health Insurance Plans: Assistance in understanding and enrolling in health insurance plans provided by U.S. universities.

• Private Health Insurance Guidance: We offer information on private health insurance plans that meet the minimum requirements set by your university and visa conditions.

• Coverage for Pre-Existing Conditions: Assistance in finding health insurance plans that provide coverage for pre-existing medical conditions, if required.

• Emergency Medical Evacuation and Repatriation**: We help you find insurance plans that include coverage for emergency medical evacuation, which is essential for international students in the USA.

Health Insurance for International Students in Canada

Canada has a publicly funded healthcare system, but international students may not always be covered by it, depending on the province. Some provinces offer healthcare coverage to international students, while others require students to purchase private insurance.

Our Services Include:

• Provincial Health Coverage Guidance: We provide information on which provinces offer government insurance to international students and assist with the enrollment process.

• Private Health Insurance Options: For students not covered by provincial healthcare, we help you find the best private insurance plans to cover medical services, including doctor visits, hospital stays, and prescription medications.

• Emergency and Maternity Coverage: We ensure that your insurance covers critical services such as emergency care and maternity services, if needed.

Health Insurance for International Students in Europe

This insurance requirements vary widely across European countries. Some countries offer access to public healthcare systems for international students, while others require students to purchase private insurance.

Our Services Include:

• Country-Specific Guidance: We provide detailed information on the insurance requirements for specific European countries, such as Germany, France, the Netherlands, and others.

• European Health Insurance Card (EHIC): For students studying in certain European Union countries, we offer assistance in obtaining the EHIC, which provides access to public healthcare across Europe.

• Private Health Insurance Plans: In countries where public healthcare is not available to international students, we help you choose the right private health insurance plan that meets local visa requirements and ensures comprehensive coverage.

Health Insurance for International Students in South Korea

South Korea requires international students to have health insurance, and as of 2021, all students are automatically enrolled in the National Health Insurance Service (NHIS) after six months of residency. However, students may need private insurance for additional coverage.

Our Services Include:

• NHIS Enrollment Support: We help you understand the process of automatic enrollment in the NHIS and what it covers.

• Private Insurance for Additional Coverage: We provide guidance on private insurance options for students who want more comprehensive coverage beyond what the NHIS offers, such as dental care or alternative medicine.

• Visa and Immigration Compliance: Ensuring that your health insurance plan meets the requirements set by South Korean immigration authorities.

Health Insurance for International Students in Australia

Australia requires international students to have Overseas Student Health Cover (OSHC), which is a mandatory health insurance plan that covers basic medical services. OSHC is a visa requirement, and students must maintain coverage for the duration of their stay.

Our Services Include:

• OSHC Guidance and Enrollment: We help you select and enroll in the best OSHC plan, ensuring compliance with Australian visa regulations.

• Additional Coverage Options: For students who want more than the basic OSHC coverage, we offer guidance on supplementary insurance options for services like dental care, mental health services, and more.

• Claims and Reimbursements Support: Assistance with making claims and understanding the reimbursement process for medical services covered under OSHC.

Insurance is very essential while studying in another country, and at A One Global Consultants, we make sure you have adequate insurance cover in the country you are studying. Our specialist team is available to assist those taking a journey in the UK, USA, Canada, Europe, South Korea or Australia and to ensure that you get the correct health insurance cover required for your travels. Get in touch with us today for more information, effective tips and how to begin your study abroad safely and successfully.